Motor Insurance

Motor Cycle Insurance

Insurance Cover

The range is same as for private car policies i.e. Third Party, Third Party Fire & Theft and Comprehensive.

Own Damage

Loss or damage to any motorcycle, including accessories and spare parts while on motor cycle. No cover while spares and accessories detached from motor cycle. No cover for theft of accessories or spare parts unless the motor cycle is stolen.

Exceptions

  • Loss of Use
  • Depreciation, Wear & Tear
  • Mechanical or Electrical Breakdown Failures & Breakages
  • Damage By Frost
  • Damage To Tyres By Application of Brakes, Road Punctures, Cuts or Bursts
  • Cover Excluded From The Comprehensive Cover
  • Personal Accident Benefits
  • Medical Expenses
  • Rugs, Clothes and Personal Effects