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Property Insurance

Fire and Allied Perils
It is necessary to understand the exact meaning of the word ‘fire’ as used in insurance parlance. A ‘fire’ as covered...
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Domestic Package
The domestic package policy has been designed to meet home insurance needs and is divided into the following sections in order...
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Goods In Transit
The Goods in Transit Policy provides Indemnity against Accidental Loss or Damage to goods belonging to or for which the Insured...
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Burglary
This policy provides indemnity in respect of: Loss or damage to the property insured as a result of theft involving entry...
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Domestic Buildings
Covers against loss or Damage to domestic property by Fire and Allied Perils including housebreaking or any attempt threat and loss...
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Domestic Contents
Provides cover against loss or Damage to domestic contents by Fire including theft, accidental damage and loss / damage whilst temporarily...
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Plant All Risks
Provides cover to plant against any unforeseen and sudden physical loss or damage from any cause not specifically excluded.
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Erection All Risks
Provides cover against sudden and unforeseen physical loss or damage to individual machines, complete manufacturing complex and steel structures which are...
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Loss of Profits Following Machinery Breakdown
Provides cover to the insured (client) against financial loss following a claim under machinery breakdown.
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Boiler and Pressure Vessel
Provides cover against damage to any boiler or pressure vessel and to other such equipment.
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Motor & Marine Comprehensive
Covers loss or damage to the vehicle either by fire, accident or theft. The cover includes loss of spare parts /...
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Motor Traders – Internal and External Policies
Covers loss or damage to motor vehicles that are in the custody and /or care of motor traders.
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Single Inland Transit
A one-off cover for loss or damage to goods in transit within Zambia that terminates immediately the goods have been offloaded...
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